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Love the color red but not sure how to add this bold shade to your space? Below are a few tips.Art. Adding a bright red painting, sculpture or oversized piece of pottery to your space can give it a color pop without overwhelming.Do the door. A red front door is more than just eye catching"if you practice feng shui, a red door is said to draw Chi into you home.Fixtures. A red hanging light, paper lantern or globe fixture can brighten up a space in more ways than one.Furniture. If a room is d...
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Make your home a healthy and relaxing environment by adhering to these concepts…Circadian LightingSmart light bulbs that dont give off any blue light will help you keep a normal circadian rhythm.Spa-Like BathroomsA walk-in rain shower, sauna and massage room will help you feel your best.Neutral ColorsNeutral colors tend to be more soothing and help put us at ease.Biophilic DesignCreate living spaces that connect to the outdoors with biophilic design.Healthy MaterialsThere are plenty of nontoxi...
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Ask any jeweler how much money you should spend on an engagement ring and theyll likely give you the jewelry industrys long-standing rule of thumb"three months salary.The average person spends about half that amount, according to Census data.The jewelry industry isnt recommending three months of pay after taxes, but three months of gross pay"which adds up to about $8,500 for the average man age 25-34, according to Census data. The average person spends about $4,000 on an engagement rin...
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A higher credit limit can help in an emergency, allow you to make any necessary large purchases and even, in some instances, improve you credit score. Asking for a higher credit limit, however, can seem awkward.Higher credit limits are typically offered to people with the highest credit scores for a simple reason"theyre considered the most likely to pay their bill on time and not default. Someone with a low credit score will have a harder time convincing their credit card company to give th...
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When inheriting a home, some people have mixed feelings about what to do with the property, especially if it has sentimental value.You could move into the home if it meets your familys needs, but beware of maintenance costs.If you have a small business, the home might be an ideal place to run operations without interruption.You could even sell the home and invest the money in your future.To hold onto the property, cover maintenance costs and earn some money, you could rent the house out.Ultimate...
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Not Preparing for EmergenciesAn emergency fund is important for anyone. A signing bonus"whether you’re a pro athlete or a non-athlete receiving a one-time bonus for meeting goals at work"can help give a big boost to an emergency fund. Aim to have one years salary in savings for emergencies, such as losing your job.Saving and Investing EarlyHaving large paycheck for 10 years or so can lead to forgetting about saving and investing for the long-term. If you’re a high earner, regularly...
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Not using your credit card enough sounds like an odd reason to have a mortgage application denied, but it’s one of the ways that applying for a home loan can be derailed by factors you may not have thought of.Credit card debt can help establish a credit history"a good history if you have a record of paying it off on time. Late payments can hurt a mortgage application and a poor credit history can be worse than having no credit history at all. Without a substantial credit history, however,...
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Here are five features that millennials look for when purchasing a home.PrivacyWhether its a gated community, a building with security, or a backyard enveloped by trees, privacy is important.Eco-friendlyBy investing in sustainability, youre increasing the value of your home.Smart TechMillennials see smart home technology as a way to save time while also delivering extra peace of mind.Proximity to NatureWhether theyre in the city or the suburbs, communities with walking, hiking and biking trails ...
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Deciding where to live, if youre going to have children, and who takes out the garbage are some of the big and small decisions newlyweds have to make together after the wedding gifts are put away and theyre ready to start their lives together.There are also financial decisions to make as a married couple, though they may not be as easy to discuss as whos making dinner on Sunday nights.Here are some financial priorities newlyweds should set " together:Set a budget: A good way to start is by ...
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The offer of a zero-interest credit card can look enticing when it arrives in the mail. Who doesnt want to avoid paying interest on credit card charges?As with most things in life, there are pros and cons to using 0-percent credit cards. Here are some facts to consider before you respond to that offer:Balance transfers: The 0-percent interest offer is a smart way to transfer balances from one card to another. Moving a high balance from a high-interest card to a zero-interest one can save you tho...
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Use these tips to achieve an eclectic setting that maintains a sense of balance…Look to the ProsThis will help identify what really speaks to you and form the foundation of your aesthetic.Pick a Color SchemeEclectic rooms tend to have dramatic color schemes, but make sure its a palette you can add details to.Dramatic TexturesJuxtaposing multiple textures is at the heart of this style"and can often be a way of creating contrast.Introduce LayersThrow pillows, area rugs and window treatmen...
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Flooding can occur anywhere and at any time of the year. Even if you do not live near a body of water, you could still be at risk. Hurricanes strike large portions of the country every year or a large rainstorm could flood your basement. A blizzard could even dump a foot or more of snow, and when that snow melts, the water will need to go somewhere and could flood your home.Even a relatively small amount of water can cause significant damage. Just a few inches can be enough to flood your basemen...
